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Should you consider an adjustable-rate mortgage?

September Buying Advice: Rising prices and rates are making these loans attractive, but are they for you?

By Melinda Fulmer of MSN Real Estate

It’s getting harder for many first-time buyers to afford a home in many markets across the country. The average rate on a 30-year, fixed-rate mortgage has climbed 16% in the past year, at the same time that the median home price shot up 14%.

In the past couple of months, lenders say, buyers looking to lower their monthly payments have started inquiring about adjustable rate mortgages, those riskier mortgages often blamed for the… Continue reading

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